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How Traditional Credit Cards Work

Traditional credit cards charge interest on any amount you don't pay off by the due date. This interest can accumulate quickly, making it harder to pay off your balance.

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Experience the Khayr Difference

With Khayr's credit card, you have the flexibility to pay in full or choose an installment plan. Instead of interest, we charge a transparent flat fee.

Khayr Credit Card Icon

See It In Action

Use the simulator below to see how Khayr's credit card works. Enter your balance, choose a payment plan, and see your monthly installments.

Khayr vs. Traditional Credit Cards

See how much you can save with Khayr compared to traditional credit cards. Input your balance and see the difference over 6 months.

With Khayr, you get transparency, flexibility, and savings.

Frequently Asked Questions

+ How is Khayr's credit card Shariah compliant?

Khayr's credit card operates on a fixed fee model, not interest. This aligns with Islamic principles that prohibit usury or excessive interest.

+ Can I pay off my balance early?

Absolutely! With Khayr, you have the flexibility to pay off your balance early and save on fees.

+ What if I miss a payment?

We understand life happens. If you miss a payment, we'll work with you to find a solution without piling on extra fees.